Banknaked vs SoloTools

Automatic & Historical Fee Detection

Our powerful algorithms do the detective work for you, automatically scanning your connected accounts to identify every hidden charge. It doesn't just look at last month; it performs a deep historical analysis to catch recurring fees you've been paying for years, from monthly account costs to foreign exchange markups and transaction fees buried in the fine print.

Visual Fee Dashboard

Stop deciphering complicated statements. Banknaked presents your total banking costs on an intuitive, visual dashboard that breaks down exactly where your money is going each month and over the past year. See clear charts and projections that translate banking jargon into plain language, showing you the real impact of those "small" fees.

Personalized Bank Recommendations

Why just identify the problem when you can fix it? Based on your unique transaction history and spending habits, Banknaked provides tailored recommendations for alternative bank accounts or plans that could save you significant money. It empowers you with the data needed to confidently switch banks or negotiate better terms with your current one.

Secure, Read-Only Open Banking

Your security is non-negotiable. Banknaked uses certified Open Banking APIs for a connection that is both instant and ultra-secure. We have read-only access, meaning we can see your transactions but can never touch your money. Coupled with bank-level encryption and GDPR compliance, your data is processed safely and never stored longer than necessary.

AI-Powered Proposal Generation

This is the core magic. Go from a few basic project details to a complete, polished proposal in seconds. Our advanced AI doesn't just fill in blanks; it writes persuasive, context-aware content tailored to your specific project type, including executive summaries, scope breakdowns, and professional terms. It's like having a top-tier business writer on demand, 24/7, ensuring you always put your best foot forward without the hours of labor.

AI Section-Level Editing & Smart Pricing

Maintain full creative control with intelligent editing tools. For any section of your AI-generated proposal, you can give commands like "Make more persuasive," "Make shorter," or "Rewrite in formal tone" to perfect the messaging. Plus, if you're unsure about rates, the AI can suggest market-appropriate pricing based on your project description, helping you price confidently and competitively to maximize your value.

Integrated Client Experience & E-Signatures

Close the loop seamlessly. Send proposals directly via email from the platform with a personalized message, and then track client engagement. Clients can view, accept, and sign your proposal digitally with a canvas-style e-signature tool, creating a legally-binding agreement without ever leaving the platform. Set expiry dates for urgency and automate follow-up reminders to keep deals moving forward.

Proposal Analytics & Real-Time Tracking

Knowledge is power. Move from guessing to knowing with built-in analytics. See your entire conversion funnel—from sent to viewed to accepted/declined—to identify where you can improve. Get real-time email notifications the moment a client opens your proposal for the first time, enabling perfectly timed follow-ups. Track total proposal value, win rates, and average close time to measure your business growth.

The Frequent Traveler

If you travel or shop overseas regularly, you're likely being hit with foreign exchange fees and ATM charges on every transaction. Banknaked identifies these markups and recommends fee-free international accounts or cards, potentially saving frequent travelers hundreds of euros each year on hidden conversion costs and withdrawal fees.

The Budget-Conscious Student

Students often get stuck with basic accounts that still have surprising fees. Banknaked helps students and young adults see the true cost of their banking, find genuinely free student account options, and eliminate unnecessary charges, ensuring every euro of their budget goes further.

The Freelancer or Small Business Owner

Freelancers managing multiple invoices and cross-border payments are prime targets for wire transfer and maintenance fees. Banknaked provides a comprehensive audit of all business-related banking costs, uncovering inefficiencies and suggesting business accounts that align with actual transaction patterns to maximize profits.

The Financial Declutterer

For anyone aiming to simplify their finances and cut wasteful spending, Banknaked acts as a financial X-ray. It quickly identifies dormant account fees, premium features you never use, and recurring charges for old services, giving you a clear action plan to consolidate accounts and streamline your financial life.

Freelance Web Designers & Developers

Web designers and developers can instantly generate detailed proposals for website redesigns, app builds, or maintenance packages. The AI expertly outlines technical scope, phases (like Discovery, UI/UX, Development), and clear timelines. They can use smart pricing suggestions for development work, send polished proposals, and collect e-signatures quickly, turning project discussions into signed contracts faster than ever before.

Independent Marketing & SEO Consultants

For marketers pitching content strategies, SEO audits, or social media campaigns, SoloTools is a game-changer. Input the campaign goals, and the AI crafts a proposal highlighting objectives, key performance indicators, and phased deliverables. The ability to make sections "more persuasive" helps win competitive clients, and analytics show which proposal angles lead to the highest acceptance rates.

Business & Management Consultants

Consultants who sell high-value strategic projects need proposals that reflect their expertise. SoloTools allows them to input a complex engagement outline and receive a professionally structured document with executive summaries, methodology breakdowns, and investment summaries. The formal tone and integrated e-signatures lend credibility and streamline the agreement process for corporate clients.

Creative Freelancers (Writers, Designers, Videographers)

Creative professionals often struggle with the business side. SoloTools simplifies it. A videographer can describe a commercial project and get a proposal with a clear creative scope, production timeline, and itemized pricing for pre-production, shooting, and editing. Shareable links make it easy for clients to review, and view tracking eliminates the "did they see it?" anxiety.

Fed up with your bank quietly siphoning your money? You're not alone. Banknaked is the revolutionary financial tool that's taking Europe by storm, exposing the hidden fees and sneaky charges that banks bury in your statements. By connecting securely via Open Banking in just minutes, Banknaked gives you a crystal-clear, visual breakdown of every single cost your bank imposes—from monthly maintenance fees and foreign exchange markups to ATM and wire transfer charges. It's built for anyone who wants to stop paying for banking services they don't use and take back control of their finances. With a fierce privacy-first approach, Banknaked uses read-only access, so your money is completely safe. But it doesn't just reveal the problem; it provides the solution. Get personalized recommendations for cheaper account alternatives based on your actual spending, empowering you to switch, negotiate, or cut unnecessary features. Join thousands of users who have already uncovered over €2 million in hidden fees. Start for free today and finally see the true, naked cost of your banking.

Stop staring at a blank page. Start closing deals faster. SoloTools is the AI-powered proposal generator that's taking the freelance and consulting world by storm, trusted by thousands of solo professionals to transform their workflow. This isn't just another template tool—it's your intelligent proposal co-pilot. Simply describe your project in about 30 seconds (client name, project type, budget, scope notes), and watch as our powerful AI crafts a stunning, client-ready proposal in roughly 12 seconds. It generates everything: a compelling executive summary, detailed scope of work, professional itemized pricing, a clear timeline, and standard terms. Designed specifically for busy freelancers and independent consultants, SoloTools eliminates the hours of manual work, letting you focus on what you do best. Beyond creation, it supercharges your entire client experience with shareable links, downloadable PDFs, e-signature collection, and real-time tracking to see when a client opens your proposal. With a completely free plan offering 3 proposals per month and no credit card required, there's zero risk to start winning more business efficiently. Join the movement and turn proposal writing from a chore into your secret competitive advantage.

Is Banknaked safe to use?

Absolutely. Security is our foundation. We use secure, regulated Open Banking connections, which are read-only—we can never move, withdraw, or touch your money. Your data is protected with bank-level encryption, we are fully GDPR compliant, and we do not store your sensitive financial information longer than necessary for the analysis.

How much does Banknaked cost?

Starting your journey to financial transparency is completely free. You can connect your bank, get your full fee analysis, and see personalized recommendations at no cost. This free model is how we've helped a massive community of users uncover millions in hidden fees without any barrier to entry.

Which banks do you support?

Banknaked connects to a vast majority of European banks through secure Open Banking APIs. The setup process will show you a list of supported institutions when you begin. The connection is instant and eliminates the need for any manual uploads of PDF statements, making the process seamless.

What will Banknaked do with my data?

We are built on a principle of radical transparency, and that applies to your data too. We use your transaction data solely to identify fees and provide recommendations. We do not sell your data to third parties. Your information is processed securely for your benefit alone, and you can disconnect your bank at any time with a single click.

How does the AI proposal generator work?

You simply enter key project details like client name, project type, budget, and a brief scope description. Our advanced AI analyzes this input and generates a complete, tailored proposal with all standard sections: an executive summary, detailed scope of work, itemized pricing/packages, a project timeline, and terms & conditions. The entire process takes about 30 seconds of input and 12 seconds of generation.

Is there a free plan available?

Absolutely! SoloTools offers a completely free plan that requires no credit card to start. You can create and send up to 3 proposals per month for free, forever. This includes access to the AI generator, editable proposals, shareable links, and basic tracking. It's designed so you can fully experience the power of the tool before deciding to upgrade for unlimited proposals and advanced features.

Can I edit the proposals that the AI creates?

Yes, you have complete control. Every part of the AI-generated proposal is fully editable. You can click into any text box and change it manually. More powerfully, you can use AI section-level editing commands on any paragraph, prompting the AI to "Make more persuasive," "Make shorter," "Make more detailed," or "Rewrite in formal tone" to refine the content to your exact liking.

How do clients sign the proposal?

SoloTools includes a built-in e-signature (e-sign) system. When you send a proposal to a client, they can review it online and, if they accept, click to sign. They are prompted to draw their signature directly on the screen (canvas-style) or type it. Once signed, the proposal is marked as accepted, and a signed copy is generated for both parties, creating a legally-binding record of agreement.

Banknaked is a powerful financial analysis tool that helps users uncover hidden bank fees and save money. It falls into the personal finance and money-saving app category, designed for anyone who wants transparency and control over their banking costs. People often search for alternatives for various reasons. Some might be looking for different pricing models, a specific feature not offered, or a tool that integrates with a different set of platforms or banks. It's a common step in finding the perfect fit for one's financial toolkit. When evaluating other options, focus on core needs: robust security and privacy standards, accurate fee detection technology, the quality of actionable insights provided, and overall value for money. The goal is to find a service that delivers clear visibility into your finances and empowers you to make changes that stick.

SoloTools is a leading AI-powered proposal generator in the business and finance category, designed to help freelancers and consultants create professional client proposals in seconds. Despite its popularity, users often explore alternatives for various reasons, such as needing a different pricing structure, more advanced features like CRM integration, or a platform that caters to larger teams beyond solo operators. When searching for a different tool, it's crucial to consider your specific workflow needs. Key factors include the depth of customization available, the ability to handle complex project scopes, integration with other software you use, and the overall value for the price. The goal is to find a solution that not only saves time but also enhances your professionalism and closing rate. Ultimately, the best fit depends on your business size, budget, and the level of sophistication you require in your client-facing documents. A tool that grows with you and adapts to your evolving service offerings will provide the greatest long-term value for your independent business.