Banknaked

Fed up with your bank quietly siphoning your money? You're not alone. Banknaked is the revolutionary financial tool that's taking Europe by storm, exposing the hidden fees and sneaky charges that banks bury in your statements. By connecting securely via Open Banking in just minutes, Banknaked gives you a crystal-clear, visual breakdown of every single cost your bank imposes—from monthly maintenance fees and foreign exchange markups to ATM and wire transfer charges. It's built for anyone who wants to stop paying for banking services they don't use and take back control of their finances. With a fierce privacy-first approach, Banknaked uses read-only access, so your money is completely safe. But it doesn't just reveal the problem; it provides the solution. Get personalized recommendations for cheaper account alternatives based on your actual spending, empowering you to switch, negotiate, or cut unnecessary features. Join thousands of users who have already uncovered over €2 million in hidden fees. Start for free today and finally see the true, naked cost of your banking.

Automatic & Historical Fee Detection

Our powerful algorithms do the detective work for you, automatically scanning your connected accounts to identify every hidden charge. It doesn't just look at last month; it performs a deep historical analysis to catch recurring fees you've been paying for years, from monthly account costs to foreign exchange markups and transaction fees buried in the fine print.

Visual Fee Dashboard

Stop deciphering complicated statements. Banknaked presents your total banking costs on an intuitive, visual dashboard that breaks down exactly where your money is going each month and over the past year. See clear charts and projections that translate banking jargon into plain language, showing you the real impact of those "small" fees.

Personalized Bank Recommendations

Why just identify the problem when you can fix it? Based on your unique transaction history and spending habits, Banknaked provides tailored recommendations for alternative bank accounts or plans that could save you significant money. It empowers you with the data needed to confidently switch banks or negotiate better terms with your current one.

Secure, Read-Only Open Banking

Your security is non-negotiable. Banknaked uses certified Open Banking APIs for a connection that is both instant and ultra-secure. We have read-only access, meaning we can see your transactions but can never touch your money. Coupled with bank-level encryption and GDPR compliance, your data is processed safely and never stored longer than necessary.

The Frequent Traveler

If you travel or shop overseas regularly, you're likely being hit with foreign exchange fees and ATM charges on every transaction. Banknaked identifies these markups and recommends fee-free international accounts or cards, potentially saving frequent travelers hundreds of euros each year on hidden conversion costs and withdrawal fees.

The Budget-Conscious Student

Students often get stuck with basic accounts that still have surprising fees. Banknaked helps students and young adults see the true cost of their banking, find genuinely free student account options, and eliminate unnecessary charges, ensuring every euro of their budget goes further.

The Freelancer or Small Business Owner

Freelancers managing multiple invoices and cross-border payments are prime targets for wire transfer and maintenance fees. Banknaked provides a comprehensive audit of all business-related banking costs, uncovering inefficiencies and suggesting business accounts that align with actual transaction patterns to maximize profits.

The Financial Declutterer

For anyone aiming to simplify their finances and cut wasteful spending, Banknaked acts as a financial X-ray. It quickly identifies dormant account fees, premium features you never use, and recurring charges for old services, giving you a clear action plan to consolidate accounts and streamline your financial life.

Is Banknaked safe to use?

Absolutely. Security is our foundation. We use secure, regulated Open Banking connections, which are read-only—we can never move, withdraw, or touch your money. Your data is protected with bank-level encryption, we are fully GDPR compliant, and we do not store your sensitive financial information longer than necessary for the analysis.

How much does Banknaked cost?

Starting your journey to financial transparency is completely free. You can connect your bank, get your full fee analysis, and see personalized recommendations at no cost. This free model is how we've helped a massive community of users uncover millions in hidden fees without any barrier to entry.

Which banks do you support?

Banknaked connects to a vast majority of European banks through secure Open Banking APIs. The setup process will show you a list of supported institutions when you begin. The connection is instant and eliminates the need for any manual uploads of PDF statements, making the process seamless.

What will Banknaked do with my data?

We are built on a principle of radical transparency, and that applies to your data too. We use your transaction data solely to identify fees and provide recommendations. We do not sell your data to third parties. Your information is processed securely for your benefit alone, and you can disconnect your bank at any time with a single click.